Commercial Package Insurance
Commercial Package Insurance
We are aware that the risks incurred by larger enterprises are also large. But who do you trust with these crucial risks that may have significant consequences?
At MAPFRE Sigorta we used our international expertise and experience to develop Commercial Package Insurance. This product provides economic assurance for all the assets and property dear to you; from your clients to your employees, from machinery to electronic devices.
Thanks to Commercial Package Insurance both your customers and those around you are safe!
Coverage
Primary Coverage and Supplementary Coverage
- Fire, lightning and explosions
- Internal water
- Smoke
- Storm
- Snow Weight
- Landslide
- Vehicle impact
- Debris removal costs
Additional Coverages
The package can be customized by adding the Fire Insurance Optional Supplementary Additional Coverage elements listed below as per the requirements of the insured.
- Strike, Riot, Civil Commotion, Malicious Act, Terrorism
- Earthquake
- Fire liability
- Tenant’s Liability
- Landlord’s Liability
- Neighbors Liability
- Flood and inundation
- Theft
- Glass and mirror breakage
The following branches can be included in the policy coverage as per the insured’s requests.
- Loss of profit due to fire
- Electronic Equipment Insurance
- Machinery Breakdown
- Employer’s Liability
- Third party Liability
- Cash in Transit
- Fidelity
- Personal Accident
Frequently Asked Questions
What is the sum insured?
The building value mentioned in the Commercial Package Policy refers to the cost pertaining to the complete rebuilding of the workplace building, employing the same decor and construction quality. The sales price of the workplace cannot be taken as the sum insured.
Can I get coverage against any costs which may arise in case a damage at my workplace affects my neighbors, or the building owner from whom I have leased the property?
Provided that you get Neighbor Liability or Tenant’s Liability Coverage at the time of purchasing the Commercial Package product, such costs can also be covered subject to the limits stipulated in the policy.
How does Commercial Package Insurance differ from Super SME Insurance?
Commercial Package Insurance can provide coverage for all production or storage facilities regardless of the sum insured value and can be used for extending coverage for outlets that cannot be covered by the Super SME Insurance due to the higher sum insured values
Relevant Documents
Information and documents you may need with respect to the product you are interested in are provided below. Should you have any questions, you can get even more detailed information by contacting our nearest agency.