Casco Insurance

Call us at

Casco Insurance

We are well aware that you truly care for your vehicle and would hate for anything to happen to it. And you are right… so how about working with a solution partner that values your vehicle as much as you do?

MAPFRE Sigorta developed its truly Casco Insurance to make life a little easier. Thanks to this product providing true security your vehicle is covered by us at all times.

Take a breath, enjoy driving and let us worry about the risks.

You can contact our sales channels for detailed information.

Coverage

Vehicle crash

Vehicle crash with motor vehicles or other vehicles that can be used on highways or railways.
Accidents such as collisions

Accidents such as collisions with a standing or moving object, overturnings, falls or rollings.
Accidents caused by individuals lacking juridical capacity

Accidents caused by individuals lacking juridical capacity, as well as other third parties acting with ill-will or intending to play a prank.
Burning of the vehicle
Theft or attempted theft of the vehicle or its parts
Claims arising from strikes

Claims arising from strikes, lock-outs, disturbances, civil commotion, or acts of terrorism, as well as interventions by government authorities to lessen their effects.

Claims arising from flooding and floods
Fire claims for fires caused due to reasons other than contact with cigarettes or similar materials
Claims

Claims arising from the towage of vehicles in breach of the regulations, or by unauthorized individuals.
Claims arising from damage caused to the vehicle by rodents
New Vehicle Value maintenance coverage for brand new vehicles
A substitute vehicle for repairs

A substitute vehicle for repairs extending beyond 48 hours for private cars and trucks with up to 4 seats.

Optional Supplementary Coverage

Earthquake, storm, and hailstorm claims.
Loss of vehicle key
Claims arising from theft or armed robbery leading to the loss of the vehicle’s key.
Theft of vehicles entrusted to a parking lot or valet service with document as evidence.
Residence and Automobile Adaptation Coverage.
Mini Repairs Coverage.
Private Belongings Coverage.
Personal Accident Coverage per Seat.
Increasing Financial Liability Insurance.
Legal Protection Coverage.

Road Assistance Services

Vehicle tow and rescue
Tire change service (for private cars)
Professional driver service
Medical transport
Technical service
Transportation availability

Frequently Asked Questions

What is Comprehensive Motor Insurance?

Comprehensive Motor Insurance is an insurance policy providing coverage subject to policy limits for your increased financial liability and emergency road assistance services. This regards amounts in excess of the Compulsory Motor Third Party Liability insurance coverage limits with respect to injuries you may inflict on third parties due to an accident your vehicle may suffer, bodily damages the driver and the passengers may incur and financial losses you may incur with respect to your vehicle and your personal belongings in the vehicle.

Is Comprehensive Motor Insurance the most economic motor insurance option in terms of pricing?

Motor Insurance prices vary from policy to policy. For detailed information, you can contact our nearest agency.

How do you set the vehicle price for the purposes of Extended Motor Insurance?

The current value of the vehicle is set on the basis of the Motor Insurance Value list published by the Association of the Insurance and Reinsurance Companies of Turkey (TSR?B).

Who is the deciding authority regarding where I can go to get damage repaired using Extended Motor Insurance?

If no agreement has been reached in directing you to a repair location specified on the policy, the insured will be free to choose where to get the repairs from.

Which factors have an effect on the pricing for Motor Insurance?

Details regarding the vehicle.
Information about the insured.
Territory where the vehicle is used.
Past claims performance of the insured.

Will my Comprehensive Motor Insurance be transferred with my vehicle in case of a sale?

Your motor insurance policy will not be transferred with the vehicle in case of a change of ownership. Your policy will be cancelled and any premium pertaining to unused days will be returned to you. The new owner of the vehicle can, at his/her will, procure new motor insurance.

How do I keep my no-claims discount?

If you extend your policy entailing a no-claims discount with our firm;

Claims where you are found to be 100% recovery will not affect your no-claims discount rate regardless of its current level and your no-claims discount rate will rise to the next level at the end of the term.
Having one claim, limited to either your car glass or radio player, arising during the policy term will not affect your no-claims discount and your no-claims discount rate will rise to the next level at the end of the term.
The no-claims discount will be disrupted in case of claims caused on any grounds other than 1 car glass or radio player claim during the policy term. However, if the discount rate of our Insured is 30%, 40%, 50% or 60% and in case of a motor damage that may occur due to another damage reason (excluding pertotal and theft damages) other than the situations mentioned above, if the policy will be renewed by MAPFRE Sigorta A.Ş , the no-claim discount drops one level lower.

Will the no-claims discount I am entitled to remain in place should I change insurance firm?

Your new insurance firm will set the no-claims discount rate you are entitled to in line with the claims you have experienced and the timeframe you have spent as an insured person so far. No-claims discount terms may vary from firm to firm.

Will I be able to transfer the no-claims discount I have been entitled to with the vehicle I sold, to my new vehicle?

Should you buy a new vehicle of the same usage type, to replace the one you just sold, the no-claims discount will carry over to the new vehicle. In order to enjoy the discount, the policy should be renewed on the applicable date and hence should be maintained without interruption. You can use your no-claims discount for a month following the sale of your vehicle.

Can I have the additional accessories in my vehicle included in the policy coverage?

The accessories included in the original configuration of your vehicle are covered. Non-original accessories, on the other hand, can be included in your policy coverage by declaring them with brand, type, serial number, and price.

Which no-claims discount tiers apply for Motor Insurance?

In case of no damage, the following no-claims discount levels apply:

30% for renewal at the end of the 1st year
40% for renewal at the end of the 2nd year
50% for renewal at the end of the 3rd year
60% for renewal at the end of the 4th year and any subsequent years

Relevant Documents

Information and documents you may need with respect to the product you are interested in are provided below. Should you have any questions, you can get even more detailed information by contacting our nearest agency.

General Terms of Land Vehicles Motor Insurance

General Terms of Motor Land Vehicle Discretionary Financial Liability Insurance

General Terms of Personal Accident Insurance

General Terms of Legal Liability Insurance

Notification Form