Hotel Package Insurance

Hotel Package Insurance

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Hotel Package Insurance

You’ve sacrified so much for your hotel and we’re sure that you want to secure it and worry about unforeseeable damages that might occur.

Well now you can quash those worries thanks to Hotel Package Insurance covering both your hotel and your customers. This product secures not only your business, but also covers any damages your customers may suffer due to reasons associated with your business.

Come and get Hotel Package Insurance and feel peace of mind, knowing that your hotel is safe 365 days a year.

Coverage

Fire, lightning and explosion
Internal water
Smoke
Storm

Snow Weight
Landslide
Vehicle impact
Debris removal costs

Hotel Package Insurance Fire Extensions

Automatic coverage for new investments

Protection against under-insurance

Loss of rent

Landslides caused by excavation works

Hail

Physical Damages

Insulation shortcomings

Property of employees and customers

Fuel Leak

Sprinkler leakage coverage

Architecture-engineering consulting expenses after damage

Lock Changing Costs

Cost of alternative accommodation places for customers

Additional Coverages

The package can be customized by adding the Fire Insurance Optional Additional Coverage elements listed below as per the requirements of the insured:

Strike, Riot, Civil Commotion, Malicious Act, Terrorism
Fire liability
Tenant’s Liability
Landlord’s Liability
Neighbors Liability
Flood and inundation
Theft
Glass and mirror breakage

The following branches can be included in the policy coverage as per the insured’s requests:

Loss of profit due to fire
Electronic Equipment Insurance
Machinery Breakdown
Employer’s Liability
Third party Liability
Cash in Transit
Fidelity
Personal Accident

Hotel Package Policy Third Party liability Extensions

Elevator Third Party liability

Food poisoning

Sports activities and medical club

Hotel Garage Third Party Liability And Valet Parking

Customer belongings

Customer cash

Land Vehicle/Vessel Accident Third Party Liabilty

Incorrect Medical Intervention

Tenant Business’ Liability

Babysitter Service

Renovation and incidental construction works

Frequently Asked Questions

Are the belongings of my business’ staff covered?

Damages that may arise due to a risk covered under the policy to the property of employees (bags, belongings, etc.) at the sites where the insured operates, shall be covered subject to the limit stipulated in the policy. Cash, negotiable instruments, valuables and electronic devices are not covered.

Will my policy provide me necessary support to maintain accommodation under another risk, so as to prevent problems on the part of my customers, in case of damages at my enterprise?

Damages payable with respect to reasonable supplementary expenses (margin between the cost of stay at an equivalent alternative hotel and the accommodation expenses the insured would incur for the relevant customers) required for the transfer of customers to an equivalent hotel up to the limits stipulated in the policy, so as not to exceed the limits specified in the policy, up to the term of booking for customers with bookings, where it is not possible to transfer such customers to other usable parts of the hotel when faced with a case whereby the hotel is rendered partly or completely unusable in case fire and supplementary coverage elements or SRCCMA -terror risks occur, shall be covered subject to the limits stipulated in the policy. The maximum term for which damages are payable shall be 7 days. In each claim regarding Fire and Additional Coverage elements, a deductible discount of 3 days shall apply.

Will damages suffered during sports events by a guest accommodated at a hotel be covered?

The legal liabilities that may be directed towards the insurance holder for the damages hotel residents and other customers suffer at the gym, pool, sauna and beach, as well as the damages they may incur due to participation in sports events under the responsibility of the hotel shall be covered. Scuba diving, parasailing, paragliding and jet ski activities are not covered.

What should you take into consideration when getting insurance for your workplace?

When getting insurance for your workplace, you should make sure that the insurance value of the building is established properly. The building’s insurance value refers to the cost that will apply for the reconstruction of the insurance site, in accordance with its existing construction form. Under no circumstances should the insurance value be based on the sale price. The price of the plot should not be added to the building’s insurance value. In case of decor applied at the insured site, the figure regarding such decor can be added onto the insurance value of the building. The insured’s statement shall be taken into account when setting the insurance value for assets such as fixtures, machinery, or commodities. However, documents such as the invoice and inventory records for the insured goods may be required upon a damage claim.
Furthermore, the statement regarding the location of your business, whether it is on the seaside or in the city center, is very crucial. The assessment of the risks of maritime vehicle impacts and storms will be dependent on that statement.

Relevant Documents

Information and documents you may need with respect to the product you are interested in are provided below. Should you have any questions, you can get even more detailed information by contacting our nearest agency.

General Terms of Fire Insurance

Hotel Package Insurance Notification Form